New to Medicare? Let's Get It Sorted Out Together at no cost to you.
Trying to figure out Medicare on your own can feel like trying to assemble a giant piece of furniture without the instructions. You don't have to do this alone. Feel free to explore the parts and eligibility steps below—but if you get stuck, confused, or just want a friendly California neighbor to map out your best options step-by-step, give me a call.
Parts of Medicare
Understanding the different parts of Medicare is the first step to finding the right coverage for your healthcare needs.
Parts A + B
Hospital & Medical Insurance
Part A covers inpatient hospital care, skilled nursing facilities, hospice, and home health care. Part B covers doctor visits, outpatient care, durable medical equipment, and preventive services.
Part C
Medicare Advantage
An alternative to Original Medicare from private companies that bundles your hospital, medical, and most prescription drug coverage into one convenient plan. Instead of shopping different insurance companies on your own, I can look at most carriers in your area side-by-side to find the perfect fit for your budget and lifestyle.
Part D
Drug Coverage
Helps cover the cost of your medications. You only need this standalone plan if you have Original Medicare or a Medigap policy. If you choose a Medicare Advantage plan, your drug coverage is already bundled inside, so you can skip this entirely!
Medicare Supplement
Also Known as Medigap
Designed to step in and pay the 20% gap left behind by Original Medicare. This path requires a higher, predictable monthly premium upfront—but in exchange, it gives you the ultimate freedom to see any Medicare doctor in the country. I can map out the plans available to you so you get maximum protection without the homework.
Eligibility & Enrollment
What is Medicare? Medicare is health insurance for people 65 or older. You may be eligible earlier if you have a disability, ESRD, or ALS.
Signing Up: Some get Medicare automatically, others must actively sign up depending on Social Security benefits. The Initial Enrollment Period begins three months before your 65th birthday month and ends three months after.
Signing up during this seven-month window helps avoid gaps in coverage and potential penalties.
Cross Medicare Off Your To-Do List No Cost Appointment
In just 10 minutes, you can cross the hardest part off your to-do list and finally stop staring at that stack of Medicare mail on the counter.
